Earn from Scratch - My Online Journey

Ara-bux was launched in August. So many joined the site coz they offer $1 sign up bonus. But because the minimum payout is $10 the impact was not as much. Also they dont offer instant payout but still I continued to click but not everyday but eventually I saw my balance grow and when I visited the forum the admin fixes issues from complaints and if Im not mistaken they are the only site w/ a dedicated support team and I was also amazed how fast they replied to my ticket/concern.

After that I click everyday and finally reached minimum payment and was paid as a standard member. Last month I rented some referrals and was glad most rented refs are active so I was able to double my initial investment.

Rented refs cost $0.65 each for standard members and $0.50 for premium members.
They lowered click rates but if you plan to invest you still have a good margin. If you want to invest just try to rent 5 referrals and decide for yourself.

What made me invest in Ara-bux is admin/owner is not hiding his real name-- Azeem Ibrahim and he has a verified Alertpay account. Which means he submitted documents approved by Alertpay. And also Ara-UK is a registered trading company since 2004.

But remember, theres no way to guarantee referrals will be 100% active so just try smaal packages then you can decide for yourself if its worth your investment.

As of this writing Im waiting for my second payment.

As they say it takes money to earn real money so basically its up to you to study what you wanna do with your cash.

Referrals
You can buy or rent them. Bought refs are expensive but in the long run its cheaper -if they are active. On the other hand renting is also good. Neobux is the pioneer in renting and instant payment -and the rest followed. Rented refs are cheaper and affordable for most beginners -but in the long run they are expensive.
Both have its pros and cons. Rented ref can easily be replaced but bought referrals can cost you an arm if the site change the slightest rule.

IsabelMarco(IM) used to be one of the best sites around but because they run out of funds they decided not to pay standard or free members. This has a very big impact for the upgraded members who purchased referrals but IM doesn't have much choice.

Upgrading Membership
Upgraded members can expect more from the site and most of the time they earn twice. Some offer monthly but most offer annual fees.

High Yield Interest Program - HYIP

There are two types of HYIPs now- Autosurf and regular HYIP.
Are they safe? Some are earning good here -the secret is join while its new. In one forum I browsed he actually allocated $1000 to HYIP of course he divided it--Don't put all your Eggs in one basket. These are called calculated risk and it somehow makes us a gambler in a way lol. I once asked myself 'Are HYIPs legal? then I realized it doesn't matter. Casinos and sports are a form of gambling and it is considered legal in most countries so it actually depends if you wanna risk your cash in HYIPs.

Forex

Whew I wanna study forex actually I'm taking a keen interest lately but I don't have much time yet and funds lol. There's so much you need to know -even the terminology is alien to me. Cash or money is measured in pips buying is called lot, you have to watch the trend and exit before you lose everything. Some people earned 3x their invested after 24 hours but says you can lose in a matter of seconds. So basically its buying currency and currency is dependent on stocks and you sell when its high and buy when its cheap -they say you also need a broker wheew -I hope I can give you a better view but maybe soon, but for now its basically buy/sell principle.

Lately I learned theres a way to invest in forex-they manage your fund for you so you sit back and give them money -so basically it falls under HYIP as well.

E-books/CD/Software

I don't know if they really work but some claim they earned their money back so 'maybe' its worth a try. Stick around my blog and who knows one day I might buy one ;-) I actually have an eye on one software but its too expensive -Ill have to save first and who knows maybe Ill click that 'pay now' button...soon.

Multi Level Marketing (MLM)

Also known as networking, most cases you purchase a product and become part of the network.
You get commision when you refer members who buy products as well.
A very popular MLM is Global Domains International. They offer a domain name (.ws) and hosting for a monthly fee of $10.

Theres so many forms of MLM and some require one time payment while others require monthly fee.


Matrix

Most matrix are forced-when you say forced matrix if you reach the maximum number of of direct referrals your succeeding referral will be spilled over to complete the matrix.

This is very applicable for PTC sites, if you plan to invest and want to determine the lifespan of a particular site--always check their Advertising rates.

Lets take for example Neobux
200 visit cost $5 -what does it mean? If standard members click rate is 1 cent and half a cent for referral -they still have a good margin. Even for upgraded members the rate is just enough to cover overhead expenses.

Taketheglobe also have a good margin coz they charge $9.98 for 500 visits.

But this is not always reliable, I once thought 247bux will run out of funds very soon coz they used to charge $1 per 100 views but it has proven paying until now they are still running and inspite of all the problems, Admin/Indymom was able to keep the site up. Last I checked she increased the rate to $7 per 500 views-its still cheap and seems it works for the site.

Today I was able to earn $3.27 in my account as an upgraded member so I requested payment and was surprised to see I got paid in less than 2 hours but this is my 5th payment but the 4th payment$3.18 is still pending so I sent a ticket coz they might have overlooked my 4th request. After an hour I got reply

we are woorking on it, it must of been when you was a free member, we have it in the books you will get it, free members payment come last

Naturally they prioritize paid members and just to inform free members -just wait and it will come.

***Best tip I can share--surf in autosurf until you reach 160,000 then convert it to manual surf-160,000 will be reduced to 125,000 or so -convert it to cash for $12 -I havent tried this yet-I just realized it today -Ill update you guys when I reached that mark-next month Ill go for professional-I just paid for executive member to test and my friend was right its more rewarding if I have a professional account ;-).

Dont forget to bookmark my blog

Are you greedy? Do you have a tendency to risk huge amounts?
If you answer YES -I suggest you skip this page ;-) Trust me its for your own good.

What is HYIP?

High Yield Interest Program.

No matter what the site claims that they are not HYIP -somehow they fall in the same category. If your money earns a certain percentage per day or fast returns w/ half or even double-then that could be considered HYIP.

Do I recommend using HYIPs?

At your risk. No one will be responsible for your money but yourself.

I tried this out of curiousity and got my money back and some more. I plan to invest again in the future. I only use FREE MONEY (money you earn online) and since you can invest $1 so I tried.

GOLDEN RULE: "Invest only what you can afford to lose". That way you wont be in any trouble. AND the secret is invest a small amount-then once you get your inital capital use the earnings to reinvest that way you dont loose anything.

Withdraw some/portion from time to time. This is why you cant be greedy because if you are greedy you will leave/invest your money again and again because youre thinking of interest. Then when the site runs away youre a loser.

So the secret is start small then get your inital capital.

I used Megalido-an autosurf with an option to upgrade min is $6 and you earn 12% for 12 days or in simple terms your money will earn 44% more after 12 days but you must surf 12 sites daily.
you also get 6% commission from your referrals

The benefit is you dont rely on other referrals to earn but of course remember its risky--that will always be given in any investment you make.

I stopped using --I just tried.

Stafford Traffic Exchange has so many features, in one forum I saw consistent proof of payment since July so I decided to try it out.

But I must be honest--the site is simple in terms of design and script but if you check the benefits, Im sure you will also like the site.

What do you get for joining Stafford?
*5,000 free hits to your site after you surf 100 sites
*PTC section offers 100 autosurf or 50 manual surf and some cash
*Sell your credits back to the system
*Request payment when you earn $1
*Login cash bonus auto and manual credit per day
*You get commission when your referral purchase/upgrade or spend even if you are a free member-just like what happened to me ;-) which is 10%-30% depends on your membership
*Upgraded members will most likely upgrade monthly(it offers a unique feature -cashback in your account)

Like in any site you get more if you upgrade-but the question is -- Is it really worth it?
Yes - as a free member I have been paid 3 times now and since Im online at least 8 hours--I can turn that into extra cash by using the autosurf function.

How to maximize your earning?

Autosurf then convert to cash
10,000 autosurf gives you 20 cent
125,000 autosurf gives you $6
If you want to earn more-get bigger rates for manual surfing-but of course you cant leave it because theres a code to click.

Upgrade for $5 get $2 back to your account as an Executive member and earn 2x surfing credits plus free autosurf and manual surf -actual cost is only $3.

Upgrade for $9.95 get $5 back as Professional member-but you earn 3times surfing credit and more free auto and manual surf credits and you also get random downline-which you can sell back to the system and earn your cash back (actual cost is $4.99).

The Cashback feature is a good reason to upgrade monthly.

So whats the bad side?

*Most members use autosurf so they dont see much your sites - but if you want to get your message accross use/allocate manual credits to your sites.

*The $2 or $5 you get back from upgrading will not be transferred to your balance-you can only use it to convert to credits or save it for next upgrade-which is why most upgraded members will continue upgrading because they will just add $3 or $5 for the succeeding months to come.

*They charge you administrative fees for selling/converting your credits back and when you fund your account-but in fairness I think they need to do that to be sustainable and cover overhead expenses.

A personal friend of mine upgraded last month and he definitely will continue upgrading in the coming months.

To illustrate:
Autosurf timer=15seconds or 4 credits per minute or roughly 240 autosurf per hour

60 sec(1min) / 15 sec autosurf = 4 autosurf credits/min
4 autosurf X 60 mins (or 1 hour) = 240 autosurf credits / hour

Since Im online at least 8 hours a day I earn 240 autosurf X 8 hours = 1,920 as free member, multiplied by 2 for executive member or multiplied by 3 for professional members.
I hope this gives you an idea about maximizing your earning.

I also noticed that they do everything manually which means all orders and payments will reflect after a few hours. And obviously like in most programs -upgraded members are priority when it comes to payment processing.

I just upgraded today after realizing all the benefits and since I got my 3rd payment as free member -I trust the admin enough and willing to take the risk. I promise to inform you how it goes after a week or two.

Well to wrap it up-its worth joining -even if youre a free member its the best traffic exchange for me =)

***Note given rates here may vary anytime.
You can also contact admin/support thru yahoo IM if you see he's online and chat-I sent a ticket once and got my reply w/in 24 hours.

There are 2 kinds of traffic exchage--manual surf and autosurf.

Obviously in manual surf-theres an activity needed. You have to click a code to continue to the next site. While autosurf-you can leave it on. But you have to check once in a while just to make sure your credits are incrementing.

Both have timer and in most cases -manual surf have faster timer compared to autosurf.

You earn credit everytime you browse website/s and you can use them (credits earned) to show your site as well-or use them for your banners by converting credits to impression and basically thats why its commonly known as Traffic Exchange site.

Some have PTC section so be sure to check and try different features while some have text ads. Upgrading in Traffic exchanges is also an option -some find it good and cheap way to introduce new programs. If you dont have a personal website/blog then just use the url link of sites you use.

Be warned some autosurf nowadays are combined with HYIP (High yield interest program).

Yes I tried one and got my money back but its very risky. And I wasnt very lucky with my second investment-so be careful if you want to try them-at your risk.

What is a banner?

In simple terms its a small bar -commonly used by all sites because its more eyecatching.

If you want to create a personal banner --for your site which you can use in forums or banner exchange/traffic exchange then try adesigner.com or mybannermaker.com--yes its free.

Just follow the instruction from the site.

You can also create using paint.net (installed in most PC).

Things you must remember:

1. Common banner is 468pixelx60pixels
2. Make it simple
3. Try different color combination
4. The idea is to attract readers

Do it yourself
1. Click on ruler to cut out your preferred size from the menu of paint.net
2. Choose a background
3. Type in eye catching words
4. Test different colors
5. Once your done crop it.
6. Save it.

How to use banners?
1. After creating a banner -open an account in photobucket.com (photobucket is a free image hosting site)
2. Upload your banner
3. You can edit it in photobucket the size/shades/recrop if you want to do more corrections.
4. You will see that photobucket have codes for html--for website and bbcode for forum.
5. Copy paste codes and make sure you are in edit mode --and use html code/bbcode appropriately.

Hope this helps--I studied this for a month lol -coz i wanted a simple banner -something that fits my preference.

You can also use photoshop and corel if you want to give your banner more effects.

A turning point in PTC industry. The first innovative PTC ever. Launched in April but because of its feature grew so fast.
Slowly I saw my earnings grow and the best part is they pay instantly! When I reached my first payout it was so rewarding, no waiting and you get a notification from Alertpay.

I dont have referrals at that time so I rented 10 referrals for $3 -- and my earnings grew significantly.

Right now I have 80 rented referrals --my original plan is to rent 1,000 then upgrade. But with new sites born each day I cant say if I will continue with my original gameplan ..only time will tell--what I like in Neobux is it has build up its name over time --and checking advertising rates--it can sustain the site.

For me its one of the best sites

I joined this site through the discussions I read in mylot and after a month I got paid --my biggest earning so far!!

Ciao now offers $0.25 per review you make but for me its the best site =)

Stafford is traffic Exchange site with lots of benefits but they deal with payments manually and I learned that they pay premium members first.

As of this writing I have a pending $1.2 from the site--I just joined recently as free member.

Neobux innovated PTCs a whole--it offered instant payment and referral renting here is a summary of my 4 payments so far-instant payments all the time.

I created this blog to serve as my diary in earning online.

Like everyone else I like to benefit from the internet -and the idea is to earn from scratch.

This blog is long overdue because I didnt know what's the difference between a blog and a website, but now I know better. I started around June but wasnt fully active until July. But I must admit it aint easy -but if you are determined-you can win over challenges that may come your way.

I dont have much time to focus but eventually I was able to concentrate and was so happy the first time I received a payment.

I learned that if you really want to succeed-then you must be patient and do your part. Earning online do require some work. And aside from money you also gain experience which will serve as ultimate gains.

Im not a guru or something but there are basics you need to know
*Be patient
*Be consistent
*Be determined to earn
*Read / research topics

And last but not the least - Dont be afraid to try and explore new things esp if its free.