Earn from Scratch - My Online Journey

Ara-bux was launched in August. So many joined the site coz they offer $1 sign up bonus. But because the minimum payout is $10 the impact was not as much. Also they dont offer instant payout but still I continued to click but not everyday but eventually I saw my balance grow and when I visited the forum the admin fixes issues from complaints and if Im not mistaken they are the only site w/ a dedicated support team and I was also amazed how fast they replied to my ticket/concern.

After that I click everyday and finally reached minimum payment and was paid as a standard member. Last month I rented some referrals and was glad most rented refs are active so I was able to double my initial investment.

Rented refs cost $0.65 each for standard members and $0.50 for premium members.
They lowered click rates but if you plan to invest you still have a good margin. If you want to invest just try to rent 5 referrals and decide for yourself.

What made me invest in Ara-bux is admin/owner is not hiding his real name-- Azeem Ibrahim and he has a verified Alertpay account. Which means he submitted documents approved by Alertpay. And also Ara-UK is a registered trading company since 2004.

But remember, theres no way to guarantee referrals will be 100% active so just try smaal packages then you can decide for yourself if its worth your investment.

As of this writing Im waiting for my second payment.

As they say it takes money to earn real money so basically its up to you to study what you wanna do with your cash.

Referrals
You can buy or rent them. Bought refs are expensive but in the long run its cheaper -if they are active. On the other hand renting is also good. Neobux is the pioneer in renting and instant payment -and the rest followed. Rented refs are cheaper and affordable for most beginners -but in the long run they are expensive.
Both have its pros and cons. Rented ref can easily be replaced but bought referrals can cost you an arm if the site change the slightest rule.

IsabelMarco(IM) used to be one of the best sites around but because they run out of funds they decided not to pay standard or free members. This has a very big impact for the upgraded members who purchased referrals but IM doesn't have much choice.

Upgrading Membership
Upgraded members can expect more from the site and most of the time they earn twice. Some offer monthly but most offer annual fees.

High Yield Interest Program - HYIP

There are two types of HYIPs now- Autosurf and regular HYIP.
Are they safe? Some are earning good here -the secret is join while its new. In one forum I browsed he actually allocated $1000 to HYIP of course he divided it--Don't put all your Eggs in one basket. These are called calculated risk and it somehow makes us a gambler in a way lol. I once asked myself 'Are HYIPs legal? then I realized it doesn't matter. Casinos and sports are a form of gambling and it is considered legal in most countries so it actually depends if you wanna risk your cash in HYIPs.

Forex

Whew I wanna study forex actually I'm taking a keen interest lately but I don't have much time yet and funds lol. There's so much you need to know -even the terminology is alien to me. Cash or money is measured in pips buying is called lot, you have to watch the trend and exit before you lose everything. Some people earned 3x their invested after 24 hours but says you can lose in a matter of seconds. So basically its buying currency and currency is dependent on stocks and you sell when its high and buy when its cheap -they say you also need a broker wheew -I hope I can give you a better view but maybe soon, but for now its basically buy/sell principle.

Lately I learned theres a way to invest in forex-they manage your fund for you so you sit back and give them money -so basically it falls under HYIP as well.

E-books/CD/Software

I don't know if they really work but some claim they earned their money back so 'maybe' its worth a try. Stick around my blog and who knows one day I might buy one ;-) I actually have an eye on one software but its too expensive -Ill have to save first and who knows maybe Ill click that 'pay now' button...soon.

Multi Level Marketing (MLM)

Also known as networking, most cases you purchase a product and become part of the network.
You get commision when you refer members who buy products as well.
A very popular MLM is Global Domains International. They offer a domain name (.ws) and hosting for a monthly fee of $10.

Theres so many forms of MLM and some require one time payment while others require monthly fee.


Matrix

Most matrix are forced-when you say forced matrix if you reach the maximum number of of direct referrals your succeeding referral will be spilled over to complete the matrix.

Stafford Traffic Exchange has so many features, in one forum I saw consistent proof of payment since July so I decided to try it out.

But I must be honest--the site is simple in terms of design and script but if you check the benefits, Im sure you will also like the site.

What do you get for joining Stafford?
*5,000 free hits to your site after you surf 100 sites
*PTC section offers 100 autosurf or 50 manual surf and some cash
*Sell your credits back to the system
*Request payment when you earn $1
*Login cash bonus auto and manual credit per day
*You get commission when your referral purchase/upgrade or spend even if you are a free member-just like what happened to me ;-) which is 10%-30% depends on your membership
*Upgraded members will most likely upgrade monthly(it offers a unique feature -cashback in your account)

Like in any site you get more if you upgrade-but the question is -- Is it really worth it?
Yes - as a free member I have been paid 3 times now and since Im online at least 8 hours--I can turn that into extra cash by using the autosurf function.

How to maximize your earning?

Autosurf then convert to cash
10,000 autosurf gives you 20 cent
125,000 autosurf gives you $6
If you want to earn more-get bigger rates for manual surfing-but of course you cant leave it because theres a code to click.

Upgrade for $5 get $2 back to your account as an Executive member and earn 2x surfing credits plus free autosurf and manual surf -actual cost is only $3.

Upgrade for $9.95 get $5 back as Professional member-but you earn 3times surfing credit and more free auto and manual surf credits and you also get random downline-which you can sell back to the system and earn your cash back (actual cost is $4.99).

The Cashback feature is a good reason to upgrade monthly.

So whats the bad side?

*Most members use autosurf so they dont see much your sites - but if you want to get your message accross use/allocate manual credits to your sites.

*The $2 or $5 you get back from upgrading will not be transferred to your balance-you can only use it to convert to credits or save it for next upgrade-which is why most upgraded members will continue upgrading because they will just add $3 or $5 for the succeeding months to come.

*They charge you administrative fees for selling/converting your credits back and when you fund your account-but in fairness I think they need to do that to be sustainable and cover overhead expenses.

A personal friend of mine upgraded last month and he definitely will continue upgrading in the coming months.

To illustrate:
Autosurf timer=15seconds or 4 credits per minute or roughly 240 autosurf per hour

60 sec(1min) / 15 sec autosurf = 4 autosurf credits/min
4 autosurf X 60 mins (or 1 hour) = 240 autosurf credits / hour

Since Im online at least 8 hours a day I earn 240 autosurf X 8 hours = 1,920 as free member, multiplied by 2 for executive member or multiplied by 3 for professional members.
I hope this gives you an idea about maximizing your earning.

I also noticed that they do everything manually which means all orders and payments will reflect after a few hours. And obviously like in most programs -upgraded members are priority when it comes to payment processing.

I just upgraded today after realizing all the benefits and since I got my 3rd payment as free member -I trust the admin enough and willing to take the risk. I promise to inform you how it goes after a week or two.

Well to wrap it up-its worth joining -even if youre a free member its the best traffic exchange for me =)

***Note given rates here may vary anytime.
You can also contact admin/support thru yahoo IM if you see he's online and chat-I sent a ticket once and got my reply w/in 24 hours.

A turning point in PTC industry. The first innovative PTC ever. Launched in April but because of its feature grew so fast.
Slowly I saw my earnings grow and the best part is they pay instantly! When I reached my first payout it was so rewarding, no waiting and you get a notification from Alertpay.

I dont have referrals at that time so I rented 10 referrals for $3 -- and my earnings grew significantly.

Right now I have 80 rented referrals --my original plan is to rent 1,000 then upgrade. But with new sites born each day I cant say if I will continue with my original gameplan ..only time will tell--what I like in Neobux is it has build up its name over time --and checking advertising rates--it can sustain the site.

For me its one of the best sites