Earn from Scratch - My Online Journey

As they say it takes money to earn real money so basically its up to you to study what you wanna do with your cash.

Referrals
You can buy or rent them. Bought refs are expensive but in the long run its cheaper -if they are active. On the other hand renting is also good. Neobux is the pioneer in renting and instant payment -and the rest followed. Rented refs are cheaper and affordable for most beginners -but in the long run they are expensive.
Both have its pros and cons. Rented ref can easily be replaced but bought referrals can cost you an arm if the site change the slightest rule.

IsabelMarco(IM) used to be one of the best sites around but because they run out of funds they decided not to pay standard or free members. This has a very big impact for the upgraded members who purchased referrals but IM doesn't have much choice.

Upgrading Membership
Upgraded members can expect more from the site and most of the time they earn twice. Some offer monthly but most offer annual fees.

High Yield Interest Program - HYIP

There are two types of HYIPs now- Autosurf and regular HYIP.
Are they safe? Some are earning good here -the secret is join while its new. In one forum I browsed he actually allocated $1000 to HYIP of course he divided it--Don't put all your Eggs in one basket. These are called calculated risk and it somehow makes us a gambler in a way lol. I once asked myself 'Are HYIPs legal? then I realized it doesn't matter. Casinos and sports are a form of gambling and it is considered legal in most countries so it actually depends if you wanna risk your cash in HYIPs.

Forex

Whew I wanna study forex actually I'm taking a keen interest lately but I don't have much time yet and funds lol. There's so much you need to know -even the terminology is alien to me. Cash or money is measured in pips buying is called lot, you have to watch the trend and exit before you lose everything. Some people earned 3x their invested after 24 hours but says you can lose in a matter of seconds. So basically its buying currency and currency is dependent on stocks and you sell when its high and buy when its cheap -they say you also need a broker wheew -I hope I can give you a better view but maybe soon, but for now its basically buy/sell principle.

Lately I learned theres a way to invest in forex-they manage your fund for you so you sit back and give them money -so basically it falls under HYIP as well.

E-books/CD/Software

I don't know if they really work but some claim they earned their money back so 'maybe' its worth a try. Stick around my blog and who knows one day I might buy one ;-) I actually have an eye on one software but its too expensive -Ill have to save first and who knows maybe Ill click that 'pay now' button...soon.

Multi Level Marketing (MLM)

Also known as networking, most cases you purchase a product and become part of the network.
You get commision when you refer members who buy products as well.
A very popular MLM is Global Domains International. They offer a domain name (.ws) and hosting for a monthly fee of $10.

Theres so many forms of MLM and some require one time payment while others require monthly fee.


Matrix

Most matrix are forced-when you say forced matrix if you reach the maximum number of of direct referrals your succeeding referral will be spilled over to complete the matrix.